Canadian industrial facility prepared for a material-handling project

Commercial project financing

Finance the project. Keep working capital available.

Eligible commercial projects may be financed through Tabit, an independent financing provider. Define the Pac Rac project first, then review the separate financing application, approval, and terms.

Start with the equipment and work the facility requires

Financing may be available for qualified commercial projects. Actual eligibility depends on Tabit's review and the approved financing structure; Pac Rac does not determine credit approval or financing terms.

Push-back pallet racking for a commercial warehouse project 01 / Pallet storage

Pallet Racking Systems

Define the system family, layout, quantities, capacity requirements, and connected project work before applying.

Review pallet racking
Cantilever racking for long-material storage 02 / Long materials

Cantilever Racking

Establish the material profile, loads, arm and upright configuration, handling equipment, layout, and site requirements.

Review cantilever
Industrial mezzanine and enclosed material-handling area 03 / Added floor area

Mezzanine Systems

Define the intended use, footprint, elevations, access, loads, interfaces, site information, and project review path.

Review mezzanines
Warehouse project team coordinating connected field work 04 / Connected work

Project Services

Installation and other connected services may form part of the approved project and financing structure when applicable.

Review project services
Tabit promotional graphic advertising instant pre-qualification and financing rates as low as zero percent

Review the offer after the project is defined

The promotional artwork describes a Tabit financing offer. Availability, eligibility, approval, rates, fees, conditions, and final terms are determined by Tabit and may vary. Pac Rac separately defines and quotes the equipment and project scope.

Check eligibility with Tabit

Define the project and financing separately

A Pac Rac quote establishes equipment and project scope. A Tabit application establishes whether financing is available and on what terms. One does not replace the other.

Request a project quote
  1. 01

    Define the project

    Identify the facility, system, quantities, work scope, location, target timing, and the information currently available.

  2. 02

    Receive a Pac Rac quote

    Review the commercial scope, pricing, assumptions, exclusions, schedule basis, and project-specific requirements.

  3. 03

    Apply with Tabit

    Use Tabit's application process. Tabit handles the credit review, eligibility decision, and any additional information it requires.

  4. 04

    Review the provider terms

    Read the rates, fees, repayment terms, conditions, and all other financing information supplied by Tabit before deciding.

  5. 05

    Accept separate agreements

    The Pac Rac project agreement and the Tabit financing agreement are separate. Confirm both before relying on either arrangement.

  6. 06

    Complete prerequisites

    Project scheduling proceeds only after the required commercial, financing, design, site, deposit, and other project prerequisites are complete.

Know the terms before the project starts

Financing can change project cash flow, but it does not change the need for a defined scope, verified site information, project approvals, or a workable delivery plan. Review the provider's full terms and the Pac Rac project documents before committing.

01Approval is not guaranteed
02Eligibility is determined by Tabit
03Rates, fees, and terms come from Tabit
04The Pac Rac quote remains a separate agreement
05Applying does not define the project scope
06Scheduling follows completed prerequisites

Project quote on one side. Financing decision on the other.

01 / Pac Rac

Equipment + Project Scope

Pac Rac defines and quotes the agreed equipment, services, assumptions, exclusions, commercial requirements, and project path.

Define the project
02 / Tabit

Application + Financing Terms

Tabit receives the application and handles approval, credit decisions, eligibility, rates, fees, repayment terms, and financing documentation.

Visit the application

Frequently asked questions

Planning commercial project financing

Start with the project you need, then review the separate financing path and provider terms.

Does Pac Rac provide financing directly?

No. Eligible commercial project financing is offered through Tabit, an independent financing provider. Tabit handles applications, approval, credit decisions, eligibility, rates, fees, repayment terms, and financing documentation.

What project types may be eligible for financing?

Qualified commercial projects may include pallet racking, cantilever racking, mezzanine systems, and connected project services, depending on the approved Pac Rac project and the financing structure accepted by Tabit. Eligibility is determined by Tabit.

Is financing approval guaranteed?

No. Approval is not guaranteed. Tabit determines eligibility and approval through its own review process and supplies the applicable rates, fees, conditions, and repayment terms.

Does submitting an application commit me to financing?

Review the application disclosures and the terms supplied by Tabit. Do not proceed until you understand the provider's conditions and have separately reviewed the Pac Rac project quote and agreement.

What project information should be defined first?

Useful starting information includes the facility location, system or equipment required, approximate quantities, layout or dimensions when available, required services, project timing, site conditions, and any drawings or photos. Pac Rac can identify remaining project inputs during quote development.

Can I request a Pac Rac quote before applying?

Yes. Defining the project first makes the equipment and service scope, commercial amount, assumptions, exclusions, and project prerequisites clearer before you evaluate a separate financing application.

Have a project in mind?

Define the scope before choosing how to fund it

Send the facility, system, project scope, timing, and information currently available. Pac Rac can develop the project quote you need to evaluate the next step.

Request a project quote